Industry Newswomen borrowersfinancial inclusioncredit ecosystemcrif
Women Drive Rapid Growth In Indian Retail Credit
7.2
CRIF released its latest Credit Insights report on International Women's Day showing women borrowers in India grew at a 14.2% CAGR over the past five years, accounting for 27.6% of retail credit and 41% of new-to-credit customers. Loans against gold comprise about 43.5% of women's borrowing, with secured business, home and education lending also rising. Delinquency for women is 2.8%, below men's 3.3%.
Key Points
- 1Report shows women borrowers grow at 14.2% CAGR over five years
- 2Women hold 27.6% retail credit and 41% of new-to-credit customers, signalling expansion
- 3Lenders can target this low-risk segment—delinquency 2.8%—to expand secured and business lending
Scoring Rationale
Strong official data with clear lender implications drives the score, limited by regional focus and incremental novelty.
Sources
Public references used for this report.
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