Industry Newsupidigital paymentsnpcifinancial inclusion
UPI Targets One Billion Users And Global Expansion
7.3
Reserve Bank deputy governor T. Rabi Sankar said at the Global Inclusive Finance India Summit that India’s UPI could expand from about 400 million active users to nearly 1 billion (100 crore) in coming years. Government officials said they are pursuing wider international acceptance — currently in eight countries — while NPCI reported UPI recorded 22,000 crore transactions worth INR 299.76 lakh crore in 2025 and rolled out feature-phone USSD access and new payment features.
Key Points
- 1Projects UPI user base could grow from 400 million to nearly 1 billion (100 crore).
- 2Highlights that expanding digital payments can boost GDP; 10% online-pay rise adds 0.3% GDP.
- 3Implements access measures like USSD feature-phone UPI and agentic AI to increase inclusion.
Scoring Rationale
Official RBI and government announcements plus NPCI rollouts; limited novelty beyond targets and incremental features.
Sources
Public references used for this report.
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