Mastercard Introduces Verifiable Intent Trust Standard
Mastercard on Thursday, March 5 announced Verifiable Intent, an open-source, standards-based framework for agentic commerce. The framework cryptographically links consumer identity, agent instructions and transaction outcomes into a tamper-resistant record, uses selective disclosure and interoperates with Google, Stripe and OpenAI protocols. Mastercard open-sourced the specification with partners including Google, Fiserv and IBM to speed dispute resolution and encourage industry adoption.
Key Points
- 1Announces Verifiable Intent framework linking consumer identity, instructions and transaction outcomes into a cryptographic record
- 2Addresses authorization, auditability and dispute-resolution gaps for agentic commerce, reducing fraud and ambiguity in transactions
- 3Enables merchants and platforms to verify agent actions and speed disputes via interoperable selective-disclosure proofs
Scoring Rationale
Official open-source payments standard with strong industry support; limited by uncertain industry adoption and moderate technical depth.
Sources
Public references used for this report.
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