IRDAI Builds Public Insurance Registry For Policyholders

IRDAI is building the Public Insurance Registry (PIR), a real-time, industry-wide digital database of all insurance policies, the regulator and industry leaders said on April 6, 2026. PIR will provide policyholders a consolidated view of holdings, speed claims processing, reduce under- or over-insurance, detect fraud and enable analytics for pricing. Insurers expect it to improve onboarding, suitability checks and curb misselling.