Investors Use Self-Directed Retirement Accounts for Alternative Investments

In a recent REtipster podcast episode, Henry Yoshida, CEO of RocketDollar, explains how self-directed IRAs and 401(k)s can legally fund real estate, land deals, startups, and private investments. He outlines differences between Roth and traditional IRAs, custody options like checkbook control versus direct custody, and why many advisors omit this option. The discussion highlights practical steps and regulatory considerations for investors.
Key Points
- 1Show that self-directed IRAs and 401(k)s can legally fund real estate, startups, and private deals
- 2Highlight advisor incentives and disclosure gaps that keep investors unaware of alternative retirement options
- 3Advise practitioners to evaluate Roth vs traditional rules, custody types, and checkbook control for deal suitability
Scoring Rationale
Provides actionable guidance on self-directed retirement investing, but limited by single-source podcast and niche audience.
Sources
Public references used for this report.
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