AI Enables Advanced Identity Fraud Against Credit Unions
In a What's Next in Payments interview, Elizabeth Wadsworth, vice president at Velera, said artificial intelligence is reshaping financial fraud by enabling voice cloning, synthetic identities and machine-driven account impersonation. She said credit unions are responding by strengthening fraud decisioning, adopting risk-based authentication, device-bound passkeys and tokenization to verify identity beyond traditional signals and limit account-takeover risk.
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