Young Adults Embrace AI For Financial Advice

Cleo AI surveyed 5,000 UK adults aged 28–40 and finds rising interest in AI-driven money management, with 20% curious and 12% excited about using AI for finances. The study reports weak financial confidence—37% struggle with self-discipline—and high willingness to delegate routine tasks (64% trust AI with disposable income; 54% allow overdraft avoidance). Findings imply fintechs should prioritize modular, trust-building AI features tailored by age and region.