Velera Advises Credit Unions To Embrace Technology

Velera President and CEO Chuck Fagan outlines payments trends for credit unions in a new PYMNTS eBook, "2025’s Over/Under: The Bets That Paid Off," published this year. He says validated moves include embedded finance, instant card issuance and real-time payments, while AI, cross-border flows and identity challenges have accelerated operational changes; Velera offers AI-driven risk tools, IDCheck and tokenization guidance to help credit unions adapt.
Key Points
- 1Highlights embedded finance and real-time payments as validated strategic bets accelerating member digital experiences
- 2Explains AI and cross-border flows rapidly became operational necessities reshaping risk, onboarding and compliance
- 3Advises credit unions to prioritize flexibility, tokenization, ID verification, and strategic partnerships to stay competitive
Scoring Rationale
Provides useful strategic insights and concrete product examples, but offers limited novelty and relies on a single-company perspective.
Sources
Public references used for this report.
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