Shoppers Express Interest in Agentic AI but Cite Major Concerns

Retail Times reports that new research, released by PayPal and Commerce (Nasdaq: CMRC) and conducted by Logica Research, surveyed 1,000 UK online shoppers and 2,000 consumers across the US and Australia to gauge attitudes toward agentic shopping tools. The study found 64% of UK consumers are interested in trying agentic assistants, while only 21% currently use AI shopping tools and 70% want AI help in the future, according to Retail Times citing the Logica Research survey. Respondents cited barriers to giving AI purchasing autonomy: 43% fear unauthorized purchases, 39% worry about bank-account security, 32% fear wrong purchases and 29% cite privacy concerns. Retail Times reports 83% expect AI payment security to match or exceed current methods.
What happened
Retail Times reports that PayPal released research, conducted by Logica Research, measuring consumer attitudes toward agentic AI in shopping. The survey sampled 1,000 UK online shoppers and a further 2,000 respondents across the US and Australia, per Retail Times. The findings include 64% of UK consumers expressing interest in trying agentic shopping tools, 21% of UK shoppers already using AI tools for shopping today, and 70% wanting AI assistance in the future, according to the Logica Research data cited by Retail Times. The study also reports that 62% of consumers who do not yet use AI plan to try AI-powered shopping tools within the next year, per Retail Times.
Technical details
Editorial analysis - technical context: Agentic shopping tools are described in the study as AI assistants that can research products, compare options and make purchases on a shopper's behalf. The survey highlights feature expectations that matter to adoption: price discovery and promotion aggregation were primary motivators, with 31% citing finding the best price and 28% wanting help finding promotions, Retail Times reports. Security and transaction guarantees are prominent technical requirements, with 83% of respondents expecting payment security equal to or better than existing methods.
Context and significance
The survey frames consumer demand for *assistive* AI that reduces friction while keeping control and trust central. Reported barriers include fears of unauthorized purchases (43%), bank-account security breaches (39%), incorrect purchases (32%) and privacy or data breaches (29%), per Retail Times citing Logica Research. For e-commerce product teams, payments providers and trust-and-safety engineers, those numbers underline that convenience alone may not drive agentic-AI adoption without demonstrable security and transparency features.
What to watch
- •Adoption metrics: whether the reported 62% of non-users who plan to try AI convert into active users over the next 12 months (Retail Times).
- •Payment guarantees: announcements from payment providers or merchants offering escrow, authorization controls, or transaction-reversal workflows tied to agentic flows.
- •Transparency tooling: deployments of explainability, consent-granularity, or human-in-the-loop confirmation UI elements in commerce AI.
Editorial analysis: Overall, the Logica Research survey reported by Retail Times indicates strong consumer curiosity about agentic shopping paired with concrete trust and security requirements. Practitioners building commerce-facing agents will likely need to prioritize verifiable payment safety, clear consent flows, and reliable product-matching to move interest toward sustained usage.
Scoring Rationale
The Logica Research survey, commissioned by Commerce (CMRC) and PayPal and reported by Retail Times, provides actionable consumer-attitude data for e-commerce and payments teams. Demand signals are strong but trust and security barriers are concrete, making the findings relevant to practitioners building commerce-facing agentic AI. As a vendor-commissioned consumer survey rather than a product release or benchmark, it sits at the higher end of the solid range.
Practice with real Payments data
90 SQL & Python problems · 15 industry datasets
250 free problems · No credit card
See all Payments problems

