Mid-Market Firms Modernize Receivables, Preserve Revenue

New data from the 2025–2026 Growth Corporates Working Capital Index: North America Edition, by PYMNTS Intelligence and Visa, shows mid-market firms that modernize receivables with automation, AI and card acceptance materially outperform peers in profitability and cash-flow stability. The report finds Canadian firms lead faster commercial and virtual card adoption than U.S. peers, reducing days sales outstanding and revenue losses, signaling receivables redesign as a strategic priority.