Industry Newsrisk stratificationcolorectal cancerlife insurance
Life Insurers Rethink Underwriting Amid EOCRC Rise
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Life insurers are reassessing age-based underwriting as early-onset colorectal cancer (EOCRC) incidence climbed roughly 30% over the past two decades, with about a 2% annual increase among adults aged 20–50. The U.S. Preventive Services Task Force and American Cancer Society now recommend routine screening from age 45, and insurers must integrate genetic, lifestyle, and screening data to recalibrate pricing and products.
Scoring Rationale
Strong industry relevance and actionable underwriting guidance, but limited novelty beyond previously reported screening guideline changes and lacking new primary data.
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