Kakao Bank Posts Record Earnings Driven by Fees

Kakao Bank reported 2025 net profit of 480.3 billion won, up 9.1% year-on-year, and a fourth-quarter profit of 105.2 billion won, marking the first quarterly result above 100 billion won. Non-interest income rose 22.5% to 1.08 trillion won, offsetting a 2.9% decline in loan interest income amid tighter household lending rules; the bank plans expansion into AI-linked services and M&A targets.