Insurers Dominate AI Patent Filings Since 2014
Evident reported that State Farm, USAA and Allstate account for 77% of insurer AI patents since 2014, with 326, 218 and 136 filings respectively. The firm found 166 patents from 30 major insurers since January 2023, generative AI filings rose from 4% to 31% by October 2025, and P/C insurers hold 89% of all insurer AI patents, signalling sector-wide IP strategy shifts.
Key Points
- 1Shows State Farm, USAA, Allstate hold 77% of insurer AI patents (326, 218, 136 filings).
- 2Highlights property/casualty dominance: P/C insurers possess 89% of filings due to telematics and sensors.
- 3Signals surge in generative AI (4% to 31% by Oct 2025); practitioners should plan IP strategy.
Scoring Rationale
Provides actionable, industry-specific patent data, but relies on one tracker and reflects filings more than operational capabilities.
Sources
Public references used for this report.
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