Growth Corporates Improve Working Capital Efficiency Regionally
The 2025/26 Growth Corporates Working Capital Index, produced by Visa and PYMNTS Intelligence, finds Latin America and the Caribbean lead global working-capital efficiency among mid-sized firms while North America stabilizes year-over-year. Europe increases efficiency through AI and early payments, Asia Pacific tightens cash controls and reduces borrowing, and firms reported unlocking about $19 million on average annually (≈4% of revenue).
Key Points
- 1Report shows Latin America and the Caribbean lead global working-capital efficiency among mid-sized growth corporates
- 2AI adoption drives larger gains: companies using AI achieve about two-thirds higher working-capital benefits
- 3Financial providers must offer localized, AI-driven and integrated working-capital solutions aligned to regional cash cycles
Scoring Rationale
Credible, actionable global index driven by broad survey and AI findings; novelty limited to regional ranking and incremental updates.
Sources
Public references used for this report.
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