Policy & Ethicspensionssocial securityunorganised sectorgovernment policy
Government Offers Pension To Unorganised Workers
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5.8
The government introduced the Pradhan Mantri Shram Yogi Maandhan (PM-SYM) scheme in the Interim Budget 2019 to provide unorganised sector workers a voluntary contributory pension. Eligible workers aged 18–40 with monthly income under Rs 15,000 can make age-based contributions matched by the government to receive a minimum Rs 3,000 monthly pension at age 60; enrolment is via CSCs using Aadhaar and bank auto-debit.
Scoring Rationale
High practical utility and nationwide scope; low novelty and limited relevance to AI/Data Science audiences.
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