Excess And Surplus Embraces Technology To Improve Placements

Insurance agents and brokers increasingly use technology to shift excess and surplus (E&S) underwriting from a last-resort option to a first-step placement. Modern placement platforms such as Xchange - Powered by SIAA validate and route submissions, enrich exposure data with third-party sources, and apply AI to organize information, reducing errors, speeding quotes and strengthening carrier-agent partnerships.