Industry Newsa2areal time paymentsupicross border payments
Digital Payments Drive Cross-Border Interoperability In 2026
7.0
NPCI International Payments' CEO outlines how digital payments are shifting into essential infrastructure, identifying mobility-driven habits, interoperability, and invisible AI-enabled security as 2026 priorities. He cites declining cash (projected 46% of global payments in 2025), A2A and UPI scale (over 20 billion monthly transactions, ~50% of real-time volume), and global real-time rails as enablers for seamless cross-border commerce.
Key Points
- 1Reports cash use falling to 46% of global payments by 2025, signaling broader digitisation.
- 2Highlights UPI scale: over 20 billion monthly transactions, roughly 50% of real-time global volume.
- 3Urges adoption of interoperable A2A, shared QR standards and real-time rails for seamless cross-border payments.
Scoring Rationale
Provides authoritative industry perspective and concrete metrics, but reflects a single-source industry viewpoint rather than independent analysis.
Sources
Public references used for this report.
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