CFOs Use AI To Accelerate Time-to-Cash

In 2025 PYMNTS Intelligence's "Time to Cash" report, based on a survey of 375 U.S. CFOs with Bottomline and FIS, found that Strategic Movers treat receivables as infrastructure and use AI to accelerate cash conversion and reconciliation. The study reports firms automate 55% of AR on average, Strategic Movers have 27% more AR automation, 94% prioritize cash-cycle improvement, and 88% expect major AI-driven Time-to-Cash gains within a year.
Key Points
- 1Show Strategic Movers automate AR and map end-to-end cash journeys to reduce friction
- 2Explain AI predicts disputes, models payment behavior, and matches payments to invoices improving visibility
- 3Advise firms to prioritize integrated workflows, clean data, and near-real-time reconciliation to boost liquidity
Scoring Rationale
Provides actionable, credible evidence of AI-driven receivables automation; limited novelty, focusing on applied industry adoption rather than new techniques.
Sources
Public references used for this report.
Practice interview problems based on real data
1,625 SQL & Python problems across 15 industry datasets — the exact type of data you work with.
Try 250 free problems

