B2B Payments Transform Treasury And Cash Cycles

As 2025 enters its final month, finance leaders and vendors say artificial intelligence, APIs and embedded finance have rapidly accelerated B2B payments innovation, reshaping accounts payable and receivable. PYMNTS Intelligence reports 77.9% of CFOs prioritize cash-flow improvements and 70% already use at least one AI tool; CoPlane raised $14 million on Nov. 25 to build AI-native ERP automation software. The shift shortens deployment timelines and operationalizes treasury management.
Key Points
- 1Accelerates AP/AR automation with AI, APIs, and embedded finance, driving real-time treasury data and workflows
- 2Shows strategic shift: 77.9% of CFOs prioritize improving Time to Cash, reshaping finance roles
- 3Signals practitioners to adopt plug-and-play ERP connectors; deployments shrink to weeks, enabling faster automation
Scoring Rationale
Widespread enterprise adoption and actionable automation timelines drive impact; limited as industry trend rather than novel technology.
Sources
Public references used for this report.
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