Citrini Research published a Feb. 2026 memo imagining a June 2028 economy where AI boosts measured productivity, triggers widespread layoffs, and causes consumer demand to collapse. It warns S&P flirted with 8,000 and Nasdaq passed 30,000 before joblessness hit 10.2%, mortgages totaling about $13 trillion were exposed, and commerce increasingly settled in stablecoins on high-throughput chains like Solana and Ethereum.
Key Points
- 1Forecasts AI-driven productivity surge, mass layoffs, and consumer demand collapse by 2028
- 2Highlights $13 trillion mortgage exposure and 10.2% jobless rate triggering market stress
- 3Warns payments shift to stablecoins on Solana and Ethereum, threatening card-interchange revenue models for processors
Scoring Rationale
Industry-wide, actionable scenario with strong payments implications, limited by speculative forecasting and single-source, non-empirical evidence.
Sources
Public references used for this report.
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