Product Launchpayments appfintechvisafdic insurance
X Launches X Money External Beta
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7.1
Elon Musk's X this week began limited external beta testing of X Money, offering users cashback on card purchases and a reported 6% annual percentage yield on deposits, which are held at Cross River Bank and insured by the FDIC up to $250,000. Hollywood actor William Shatner participated and auctioned beta invites; X said eligibility requires U.S. residency, age 18+, and an active X account, while crypto integration remains unconfirmed.
Scoring Rationale
Timely product beta from a major platform, with clear features; limited documentation and unclear crypto plans reduce impact.
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