Middle-Market Firms Embrace AI For Working Capital

Visa’s Growth Corporates Working Capital Index 2025 to 2026, produced with PYMNTS Intelligence and based on a survey of 1,457 CFOs and treasurers worldwide, finds working capital has become a central operating concern as firms face uneven demand, higher borrowing costs and supply volatility. The report documents growing use of AI-driven forecasting, continuous rolling forecasts and closer payables–treasury coordination, with firms integrating these tools reporting stronger liquidity outcomes and faster access to funds.
Scoring Rationale
Strong, survey-backed industry findings with actionable guidance, but limited to middle-market scope rather than a technology breakthrough.
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