Middle-Market Firms Embrace AI For Working Capital
Visa’s Growth Corporates Working Capital Index 2025 to 2026, produced with PYMNTS Intelligence and based on a survey of 1,457 CFOs and treasurers worldwide, finds working capital has become a central operating concern as firms face uneven demand, higher borrowing costs and supply volatility. The report documents growing use of AI-driven forecasting, continuous rolling forecasts and closer payables–treasury coordination, with firms integrating these tools reporting stronger liquidity outcomes and faster access to funds.
Key Points
- 1Reports show working capital becoming central operating concern across middle-market firms worldwide
- 2AI adoption improves forecasting and supplier visibility, enabling earlier detection of shortfalls and scenario analysis
- 3Finance teams must integrate forecasts with operations to act faster, reduce approvals, and preserve liquidity
Scoring Rationale
Strong, survey-backed industry findings with actionable guidance, but limited to middle-market scope rather than a technology breakthrough.
Sources
Public references used for this report.
Practice with real Payments data
90 SQL & Python problems · 15 industry datasets
250 free problems · No credit card
See all Payments problems
