Insurers Redesign Processes To Unlock AI Benefits

Capgemini's Luca Russignan warns the re/insurance market faces compounding pressures in 2026 and a widening gap between firms executing AI and those merely experimenting. He cites Capgemini data showing 70% of insurers plan AI agent deployments and 88% have adopted hybrid cloud, and highlights a Google Cloud underwriting pilot processing 15–20 proposals per day at 98% accuracy. He urges workflow and agent-role redesigns to scale AI benefits.
Key Points
- 1Warns of widening gap between insurers executing enterprise AI and those only running siloed pilots
- 2Notes concentrated physical and digital risks, with generative-AI providers creating systemic digital infrastructure exposure
- 3Advises redesigning workflows and agent roles around AI to achieve efficiency, higher conversions, and loyalty
Scoring Rationale
High practical relevance and credible company data, limited originality since insights repurpose known AI-adoption challenges.
Sources
Public references used for this report.
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